About the Company
Salt Edge is an industry-leading fintech company founded in 2013 with the aim to create stable and secure interoperability channels between financial providers and end consumers, bringing benefits to all involved parties. The company currently works in Europe, Asia, Pacific, and Americas, providing its services to banks, fintechs, and lenders.
Global Data Aggregation API
The Global Data Aggregation API is the cornerstone of Salt Edge’s technology, with a coverage of over 3000 financial institutions in 60+ countries. It presents you with the end-customer’s transaction information in a clean and easy-to-understand format to offer a holistic overview of their financial wellness.
PSD2 Account Information API
Aggregates end-customer account data from any EU bank via a single API gateway. By integrating just one API, you get access to thousands of bank connections. Salt Edge takes care of all the registration and technical connections to banks, helping you to focus on your core business.
Open Banking Payment Gateway
By using the Salt Edge API, any authorized PISP can get instant access to all available payment initiation APIs of any bank across all the EU countries. By integrating just one API, you get access to thousands of bank connections. You will be able to provide fast payment services via Open Banking and PSD2 channels. Your end-customers can pay from the account of their choice, using their familiar banking authentication methods. The Salt Edge API supports any payment types provided by banks: one-time, future-dated, scheduled, bulk payments, etc.
Data Enrichment Platform
Financial Institutions receive a set of Value-Added Services for conducting complex financial behaviour analysis. Salt Edge empowers you to provide personalized services and conduct better risk assessments based on detailed customer spending patterns.
– Personal and Business Categorization
– Self-learning engine based on sophisticated algorithms
– Support of customer-defined categories
Merchant Identification API
– Instant and precise detection of the merchant from the cluttered transaction description
– Detailed info about the identified merchant: address, transliterated merchant name, contact details, social media links
– Built-in mechanism to automatically map the location by coordinates
Financial Health Check API
– Instant income detection
– Credit funds usage observation
– Instant verification of loan applicant’s bank data
– Financial behavior scoring based on real-time data
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Salt Edge’s individuality is outlined by its Global Data Aggregation API, PSD2 API hub, and the capability to empower its clients thanks to a wide range of VAS.
Codat is an API that handles the heavy lifting of integrating with financial software providers, freeing your business to focus on how integrations can improve your product for your customers.